Policies

Product CASHe Gold CASHe Platinum CASHe Diamond
Rate of Interest Loan Eligibility of Net monthly salary Rate of Interest Loan Eligibility of Net monthly salary Rate of Interest Loan Eligibility of Net monthly salary
CASHe 90 Reduced from 2.5% per month to 2.35% per month (Equivalent reducing balance interest rate from 3.71% to 3.49 %per EMI) NA Reduced from 2.5% per month to 2.2% per month (Equivalent reducing balance interest rate 3.71% to 3.27% per EMI) NA Reduced from 2.5% per month to 2.05% per month (Equivalent reducing balance interest rate 3.71% to 3.04% per EMI)
CASHe 180 Reduced from 2.4% per month to 2.25% per month (Equivalent reducing balance interest rate 3.98% to 3.74% per EMI) NA Reduced from 2.4% per month to 2.1% per month (Equivalent reducing balance interest rate 3.98% to 3.50% per EMI) NA Reduced from 2.4% per month to 1.95% per month (Equivalent reducing balance interest rate 3.98% to 3.26% per EMI) 210% to 252%
CASHe 270 Reduced from 2.25% to 2.1% per month (Equivalent reducing balance interest rate 3.86% to 3.61% per EMI) NA Reduced from 2.25% to 1.95% per month (Equivalent reducing balance interest rate 3.86% to 3.36% per EMI) NA Reduced from 2.25% 1.8% per month (Equivalent reducing balance interest rate 3.86% to 3.11% per EMI) NA
CASHe 1 Year Reduced from 2.25% to 2.1% per month (Equivalent reducing balance interest rate 3.88% to 3.64% per EMI) NA Reduced from 2.25% to 1.95% per month (Equivalent reducing balance interest rate 3.88% to 3.39% per EMI) NA Reduced from 2.25% to 1.8% per month (Equivalent reducing balance interest rate 3.88% to 3.14% per EMI) NA
CASHe 1.5 Year Reduced from 2.25% to 2.1% per month (Equivalent reducing balance interest rate. 3.85% to 3.62% per EMI) NA Reduced from 2.25% to 1.95% per month (Equivalent reducing balance interest rate 3.85% to 3.38% per EMI) NA Reduced from 2.25% to 1.8% per month (Equivalent reducing balance interest rate 3.85% to 3.14% per EMI) NA

This document is an electronic record in terms of the Information Technology Act, 2000 and rules there under in force, and the provisions pertainingto electronic records in various statutes as amended by the Information Technology Act, 2000 from time to time. This electronic record is generated by a computer system and does not require any physical or digitalsignatures.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries Guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and user agreement for access or usage of the internet resource www.cashe.co.in as well as the CASHe mobile application platform and any other application or software run under the brand name “CASHe”. These User Terms and Conditions (“User T & C”) apply to the access and use of any CASHe application or software whether run through the internet resource www.cashe.co.in or through the CASHe mobile application or on any other media platform (hereinafter referred to as the “Website” or “CASHe”). Persons accessing or using our Website or availing the Loan and facilities on our Website (collectively the “Services”) are hereinafter referred to as “Users” or “you”.

Welcome to CASHe! Aeries Financial Technologies Private Limited (“us”, “we”, or “Aeries” or “Company”) is the exclusive licensee in Indian territory of the CASHe technology and Website. By visiting the Website, you agree that these User T & C shall be a legally binding agreement between User and us/ Bhanix Finance and Investment Limited (“Herein after referred as “Lending NBFC”, “Company”, “Lender” as applicable”)

Before using our Services, you are requested to please ensure that you carefully read and understand these User T & C which shall apply. Your use of our Services is expressly conditional on your acceptance of these User T & C.

Please read these User T & C carefully before using this Website and/or Application.

1. Company Information

Aeries Financial Technologies Private Limited is the licensee of the CASHe technology and Website in the Indian territory and is responsible for maintaining the Website and providing for the technical support for the same. “Lending NBFC” ) is responsible for the Loan and other facilities provided through the Website. The terms “CASHe” “Company,” “we,” “our,” and “its” when referring to these entities are used only for convenience and are not intended to be an accurate description of ownership, operation or corporate/legal relationships. You acknowledge that Lending NBFC and not Aeries would be responsible for the contents displayed on the Website, loan and other facilities offered and for any breach of these User T & C. Lending NBFC reserves the right in its sole discretion to remove any content or data, information or material (“User Content”) from the Website from time to time.

This page sets forth the User T & C under which Lending NBFC provides information on this Website, as well as the User T & C governing your use of this Website and Services.

Aeries Financial Technologies Private Limited is a company registered under the Companies Act, 2013 and having its registered office address at 5th Floor, Paville House, Off Veer Savarkar Marg, Prabhadevi, Mumbai, Maharashtra- 400 025. The company registration number is 270608. Bhanix Finance and Investment Limited is a Company registered under the Companies Act, 1956 and having its registered office address at 5th floor, Paville House, Twin Towers Lane, Off Veer Savarkar Marg, Prabhadevi, Mumbai, Maharashtra-400025 and having its branch office at 8-2-682, Laxmi Cyber Centre, Road No.12, Banjara Hills, Hyderabad-500034, Telangana, The Company registration number is 300645.

2. Terms Of Use

Your use of this Website is subject to the following terms of use: The content of the pages of this Website is for your general information and use only. It is subject to change without notice. Unauthorised use of this Website may give rise to a claim for damages and/ or be a criminal offence. The service statements on this Website are for general description purposes only. The information contained in this Website should not be viewed as an offer to sell or as a solicitation to purchase any of our Services. Furthermore, not all Services are available in every state or country. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this Website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted bylaw. The Website may contain links to other third party sites. Such sites will contain their own separate terms and conditions. Your access to and use of these interactive sites will require acceptance of these separate terms and conditions. You agree to use the Website only for lawful purposes. You agree not to take any action that might compromise the security of the Website, render the Website inaccessible to others or otherwise cause damage to the Website or the content therein. You agree not to add to, subtract from, or otherwise modify the content, or to attempt to access any content that is not intended for you. You agree not to use the Website in any manner that might interfere with the rights of third parties. This Website uses cookies to monitor browsing preferences. We make no warranties or representations about this Website or any of its content. CASHe is not responsible to you or anyone else for any damages of any kind, including (but not limited to) any direct or consequential loss and losses resulting from security failure, disclosure of confidential information by other parties or the transmission of a computer virus, suffered in connection with the use of this Website. Your use of any information or materials on this Website is entirely at your own risk,for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this Website meet your specific requirements. All material she rein and all Company software are proprietary to Company and protected by world wide copyright and other intellectual property laws. Except as stated herein, none of the materials may be modified, copied, reproduced, distributed, republished, downloaded, displayed, sold, compiled, posted or transmitted in any form or by any means, including but not limited to, electronic, mechanical, photo copying, recording or other means, without the prior express written permission of theCompany. Unauthorised use of this Website may give rise to a claim for damages and/or be a criminal offence. Any violation of these User T & C may result in legal liability upon you. Nothing in these User T & C should be construed to confer any rights to any third party or any other person. Your use of the Website means you are consenting to this User T & C and agree to be legally bound by it. You acknowledge and agree that nothing in these User T & C shall have the effect of transferring the ownership of any copyrights, trademarks, service marks, trade names or other proprietary rights in the Website or Application or any other Material or any part thereof to you or any third party.

3. Prohibited Use

As a condition of your use of the Website, you will not use the Website for any purpose that is unlawful or prohibited by these User T & C or by any domestic or international laws, statues, ordinances and regulations. Your use of Website is your responsibility.
You shall not, display, upload, modify, publish, transmit, update or share any information on the Website, that – Belongs to another person and to which you do not have any right;
Is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, libelous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner;
Involves the transmission of “junk mail”, “chain letters”, or unsolicited mass mailing or “spamming” or unsolicited commercial advertisement;
Harm minors in any way;
Infringes any patent, trademark, copyright or other proprietary rights;
Violates any law for the time being in force;
Deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;
Impersonate another person;
Contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource.