Partners
GRO Details
Mr. Bharat Mori.
Contact Number: 079 41106 500
Email id: crm.masfin@mas.co.in
GRO Details
Ajit Menon, VP- Operations.
Contact Number: 044- 40074801
Address: Prestige Zackria Metropolitan No.200/1-8, 2nd Floor, Block 1, Anna Salai, Chennai-600002
Email: grievanceredressal@vivriticapital.com
GRO Details
Phone: 08880549911
Email: complaints@homefirstindia.com
GRO Details
Ms. Deepa Nair
Address: IndiQube Golf View Homes, 6th Floor, Tower B, 3rd Cross Road, S R Layout, Murgesh Pallya, Bengaluru-560017
Toll free number: 1800 419 8766
Email: gro@northernarc.com
Tel. 022-46047350
Email: support@bhanix.in
Grievance Redressal Officer Pushpinder Kaur
Tel. 022-46047350
Email ID: Grievance@Bhanix.in
Principal Nodal Office Pushpinder Kaur
Tel. 02246047350
Email Id:- bhanix@bhanix.in
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| Product | Min. Monthly Salary Eligibility | CASHe 540 (18 months) | Loan Eligibility Max. | Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
|---|---|---|---|---|---|---|
| CASHe 90 (3 months) | ₹ 12,000 | ₹ 1,000 ₹ 110,000 | 110% of the net monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) | • 6.5% of loan amount below ₹ 10K • 5.5% of Loan amounts above ₹ 10K | • 4.5% of loan amount below ₹ 10K • 3.5% of Loan amounts above ₹ 10K |
| CASHe 180 (6 months) | ₹ 20,000 | ₹ 25,000 ₹ 210,000 | 210% of the net monthly salary | 2.4% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) | • 6.5% of loan amount below ₹ 10K • 5.5% of Loan amounts above ₹ 10K | • 4.5% of loan amount below ₹ 10K • 3.5% of Loan amounts above ₹10K |
| CASHe 270 (9 months) | ₹ 25,000 | ₹ 50,000 ₹ 258,000 | 310% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) | • 6.5% of loan amount below ₹ 10K • 5.5% of Loan amounts above ₹ 10K | • 4.5% of loan amount below ₹ 10K • 3.5% of Loan amounts above ₹ 10K |
| CASHe 360 (1 year) | ₹ 40,000 | ₹ 75,000 ₹ 300,000 | 400% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.88% per EMI) | • 6.5% of loan amount below ₹ 10K • 5.5% of Loan amounts above ₹ 10K | • 4.5% of loan amount below ₹ 10K • 3.5% of Loan amounts above ₹ 10K |
| CASHe 540 (18 months) | ₹ 50,000 | ₹ 125,000 ₹ 400,000 | 500% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.85% per EMI) | • 6.5% of loan amount below ₹ 10K • 5.5% of Loan amounts above ₹ 10K | • 4.5% of loan amount below ₹ 10K • 3.5% of Loan amounts above ₹ 10K |
| Minimum Salary Eligibility | Min. – Max. Loan Amount | Max. Loan Eligibility | Loan Amount | Rate of Interest | Tenure |
|---|---|---|---|---|---|
| Rs. 12,000 | Rs. 5,000 – Rs. 200,000 | Up to 200% of net monthly salary | The credit limit is chosen by the customers based on their eligibility | Interest charged based on the amount withdrawn | 5 years from the date of approval |
| Min. – Max. Loan amount | Tenure | Max. Loan Eligibility | Rate of Interest | 1st time Processing Fee | Repeat Processing Fee |
|---|---|---|---|---|---|
| Rs. 1,000 – Rs. 258,000 | 3 – 9 months | Up to 200% of net monthly salary | 0 – 9.13% per annum | Zero to 5.5% for loans over Rs 10,000 | Zero to 3.5% of loans over Rs 10,000 |
| Products | Min. Monthly Salary Eligibility | Loan Amt. Min – Max |
Loan Eligibility Max. |
Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
|---|---|---|---|---|---|---|
| GPay 90 (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 100,000 |
100% of the monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
| GPay 180 (6 months) |
Rs 20,000 | Rs. 35,000 Rs. 200,000 |
200% of the monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
| GPay 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 250,000 |
300% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
| Products | Min. Monthly Salary Eligibility | Loan Amt. Min – Max |
Loan Eligibility Max. | Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
|---|---|---|---|---|---|---|
| CASHeShop 3EMI (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 60,000 |
100% of the monthly salary | Zero | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
Zero |
| CASHeShop 6EMI (6 months) |
Rs 15,000 | Rs. 6,000 Rs. 60,000 |
200% of the monthly salary | 0.5% / month on loan amount | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
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